SECTION ONE Winning at Work and in Your Finances
Chapter 5 Triumphing over Debt
How to triumph over debt…
Years ago, I taught a message entitled “The Law of Supernatural Debt Release Versus the Law of Intelligent Debt Management.” During the message, I asked everyone who was currently in debt to stand. Nearly 100 percent of the congregation stood up! At that moment, it was very clear to me why God had led me to teach on this critical and very sensitive topic. I had to fight back tears because I was overwhelmed to see how many believers were in bondage as a result of debt. I knew I had to help God’s people and teach them the law of supernatural debt release.
Let’s examine some steps that will help propel you towards debt freedom.
GOD’S DEBT-RELEASE PLAN
Step One: Act in Love
The first and most important step in God’s supernatural war against debt is for us to remain in the circle of love. Our ability to love God’s way is critical to our debt deliverance.
Romans 13:8 teaches us to owe no man anything but unconditional love. The debt to love people is required of every Christian.
We should judge ourselves daily where our love walk is concerned. If someone is standing on God’s Word for financial breakthrough but has not seen any results, the blockage could be the result of his or her inability to operate in love. We must ask ourselves, To whom do I owe the debt of love and have not paid it? Is unforgiveness, strife, or past hurt keeping me from loving others the way God commands? If so, it is time to deal with these issues and get them resolved. God will not allow His supernatural power to flow through our lives if we refuse to love. When we give the gift of love, we can receive the Father’s love in the form of supernatural debt cancellation and provision in other areas of our lives as well.
Step Two: Declare God’s Word over Your Finances
Once our love foundation is secure, we can begin to receive the promises of God. The Word says when you decree a thing, it is established (Job 22:28). A decree is an authoritative order or established judgment . When we open our mouths and declare what God has said regarding our finances, we activate the forces of heaven to go to work on our behalf. Therefore, the second step in the supernatural war against debt is to make an announcement against the devil concerning our financial freedom. It is our job to release the power of God to break the power of the spirit behind debt by decreeing that we are released from debt’s grip, according to God’s Word (Deuteronomy 15:1–4).
Step Three: Bind the Enemy
The third step of the supernatural war against debt is to bind the enemy. This is where a lot of people miss it because they do not understand the importance of binding the enemy.
Believe it or not, demons do exist. In fact, there are specific demonic forces assigned to destroy every area of our lives, including our finances. The Bible says we do not wrestle against flesh and blood, but against principalities, powers, rulers of darkness, and spiritual wickedness in high places (Ephesians 6:12). Therefore, the knowledge of the battle set against us will help us effectively arm ourselves with God’s Word. Part of our power over the enemy is knowing we are fighting him. We need to know who he is, his tactics, and who we are in Christ. In Matthew 12:28–29, Jesus expounded upon a key aspect of spiritual warfare. “But if I cast out devils by the Spirit of God, then the kingdom of God is come unto you. Or else how can one enter into a strong man’s house, and spoil his goods, except he first bind the strong man? And then he will spoil his house.”
We must bind the enemy, or as this Scripture describes him, “the strong man,” so we can make progress in our war against debt. When we immobilize the enemy by binding him, we have the ability to move forward financially. Therefore, our prayer time should specifically include this aspect of debt deliverance.
Step Four: Apply Violent Faith
Step four in God’s war plan on debt is applying violent faith to our financial situations. Violent faith involves building our faith by becoming intense regarding making our confessions, meditating on the Word, listening to CD’s, or watching DVD’s that contain the Word pertaining to our area of need. We do these things with intensity until we can see the tearing down of spiritual strongholds.
Violent faith is simply a disciplined refusal to take our minds off the Word. We confess the Word with a frequency and intensity that is unmatched. Being violent in the Spirit realm isn’t confessing Scriptures once or twice a week and expecting magical results. It takes much more than that to see accelerated results. When I was diagnosed with prostate cancer, I knew my life was on the line. Therefore, I acknowledged within myself that the disease was working twenty-four hours a day to kill me. I didn’t have time to decide whether I was going to believe God’s Word or not. I had to take authority over the situation and begin violently increasing my faith for healing.
For several days, I stayed in my room spending time confessing God’s Word and playing healing Scriptures at night while I slept, until my spirit was so saturated with God’s Word on healing that faith was rising up, overflowing into my mind and body. The doctor’s report had no choice but to line up with the Word because I became violent with my faith! I pounded the mountain of sickness with God’s Word, and it had to move!
This is the same stance we must take when it comes to debt. Real freedom requires violence—a force stronger than what is against us. Like disease, debt works twenty-four hours a day to keep us in bondage. Interest is constantly accumulating, making balances grow. We can’t afford not to bombard our debt with the Word of God on a consistent basis. That may mean making confessions every hour on the hour until a debt cancellation consciousness is built to the extent that manifestation has to take place.
Step Five: Forgive Yourself
The fifth step in God’s war plan against debt is forgetting past debts. In order to move forward, we must let go of the condemnation from making bad financial decisions and mistakes. Philippians 3:13–14 says, “Brethren, I count not myself to have apprehended: but this one thing I do, forgetting those things which are behind, and reaching forth unto those things which are before, I press toward the mark for the prize of the high calling of God in Christ Jesus.”
If Paul had dwell on his past mistakes, he never would have embraced God’s destiny for his life. The condemnation of his past would have kept him stuck. We must get beyond the bad decisions we have made. Forgetting past debt does not mean we neglect the debts by not paying them. It simply means we press forward despite the mistakes we have made. Worrying over or giving too much attention to our past mistakes causes us to lose the momentum to press forward. In addition, it causes us to doubt God and get into self-condemnation.
Isaiah 43:18–19 says, “Remember ye not the former things, neither consider the things of old. Behold, I will do a new thing; now it shall spring forth; shall ye not know it? I will even make a way in the wilderness, and rivers in the desert.” It does not matter how bad our financial mistakes are; we must believe God is willing and able to restore us. He is not standing over us waiting to punish us because we made a mess of our finances. We must believe His love for us and trust that He can and will turn our situations around.
Once we make a quality decision to forget past debts, it’s time to press in on the promise of debt cancellation. Pressing in means we intensely focus on the spiritual and natural aspects of debt cancellation, while being consistent in doing our part.
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